M D G - F R A N C E

Are you serious about acquiring a piece of French Real Estate? Well, the timing couldn’t be better...

We hope this posting finds you well and pleased with the outcome of the US elections!

As an expat myself, living and working in France, I know personally from a business and real estate perspective, that we all are thankful that the future again is filled with potential and an opportunity to refocus and adjust to a dynamic market and property value equation here.

Are you serious about acquiring a piece of French Real Estate? Well, the timing couldn’t be better, and here’s why:

Reason Number 1: Currently, the USD to Euro conversion rates are more favorable and forecasts for the next two quarters would indicate the trend will continue well beyond the time the new administration moves in to Pennsylvania Avenue. Perhaps, as one of my associates in the IMF predicts, it will dip below 1.20 and more. (Note: this is the same person (French national) who has been on a buying spree acquiring US properties throughout Florida and California!), “Paris is still undervalued compared to other urban top-tier international cities”. -Forbes

Reason Number 2: The real estate market in France, especially in Paris and the South, property has continued to appreciate in value (even during these turbulent times), i.e. Paris citywide still a 6% increase over last year, (some districts as high as 7%), and of course, the properties in the best locations and perfect condition, have been selling for more. Particularly, the 2-bedroom, 100m2 plus apartments, well beyond the one million euro levels. The demand in the market is still there because of the Paris address, however, everyone reads the papers, and the inventory for properties is low. However, properties in the 300-500ke range (studios and 1bdrs) are abundant, as property owners at this pricing point are more affected by the market shifts. This means that if you happen to be in the market for a property - some very significant savings can be had. (It takes a bit of legwork, yet, inevitably, you can estimate a difference in your favor of sometimes 10’s of thousands of euros).

Reason Number 3: Those of you who might be considering financing for your French property, fact is, the terms and mortgage options significantly favor a foreign investor right now in contrast to domestic rates (providing income and assets are well-documented and the income/liability ratios work), and, there are several of our banking partners who will consider non, USD conversion loans, whereby, you can park your funds in a parallel French mutual fund, earn interest and recalibrate the equity/debt/down payment ratios on the anniversary dates. With appreciation in your favor and stronger dollar, coupled with lower prevailing interest rates, it all adds up to a “win-win”.

Three very good reasons to get serious again about owning property in France.

Comments? Thoughts? We would like to hear from you if you are considering a purchase here and have been waiting for the right timing.

FORECAST: For the next foreseeable 6 months the timing is good. Once the market turns completely, then, well, my friends “the rooster will already have made his rounds”.

Perhaps, a FRACTIONAL OWNERSHIP Apartment is more suited to your investing and vision of a place to call your own in Paris? We are currently looking for 5 more share owners to complete our partnership of a lovely, 2 bedroom, fully-equipped, 125m2 apartment in the 6th, near the Luxemburg Gardens. Completely furnished and equipped. Please email for details.

Currently seeking property owners who have apartments in Paris and need rental management: Please see our site below for more details!

We also provide Renovation, Appraisal, and Financing Services, please email for additional details or visit our website below.

I look forward hearing back from you or seeing you at one of our upcoming meetings!

Cheers!

Philip Gordon
PARIS REAL ESTATE NETWORK
http://www.mdg-france.com
Acquisition – Financing - Management

Paris and South of France still up almost 6% over last year!- Update July 2008

Crash is unlikely...economists report:

Most of the drop occurred in March, when house prices went down by 1.6%. By contrast, the price of apartments remained stable over the quarter, and actually rose in March.

On a rolling annual basis, house prices have risen by 3.1% over the 12 month period to the end of March 08. Much of this overall increase can be attributed to price rises in Paris and the South East. By constrast, in the South West prices have barely moved over the past two years.

Whilst FNAIM, the professional body of estate agents, considers that the world financial crisis raises the possibility that prices will continue to drop, they forecast that a more likely scenario is that prices will remain flat.

The agents take the view that credit conditions in France remain favourable, and that the overall economic outlook is broadly favourable. They also consider that there remains a sizeable underlying demand for housing.

It is also important to note that the level of accumumulated household debt that characterises many Anglo-Saxon countries is not something that is a feature of the French economy. In France, mortgages are based strictly on income levels, where they are capped at a maximum of one-third of household debt.

No doubt some of the prognosis from the agents may be down to them talking up the market, and certainly several other recent studies have forecast a drop of around 3% in 2008.

It may also be the methodology adopted by FNAIM, whose figures are based more on transactions in the urban areas rather than the countryside, where sales are not so numerous.

It will be interesting to see the figures that eventually emerge from INSEE, the national statistical office, whose base is larger than that of FNAIM, and who might be expected to have less of an axe to grind. The problem with their figures is that they are several months behind the market, so do not give a precise picture of current trends.

However, it would be a mistake to consider that prices throughout France are on the slide. Particularly in the City of Paris and the South East prices continue to rise, albeit at a modest rate.

As the following table shows, there are also hotspots in various parts of the country. Notable increases in the past year have been in Le Havre (+13.1%), Biarritz (+8.2%) and Toulon (+8.4%).

Conversely, decreases can be observed in Aix Les Bains (-3.5%), Bolougne Sur Mer (-3.3%), Colmar (-6.5%), La Rochelle (-6.6%), Tours (-3.9%) and Vichy (-9.7%)

As always with such tables, you should take them as a general guide only, as the value of an individual property will depend on, inter alia, location, condition, and size.

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Table: Property Prices

City/Town	Price m²	% Var 07/08	City/Town	Price m²	% Var 07/08
Aix en Provence	€4222	+6.1%	Aix Les Bains	€2880	-3.5%
Angers	€2306	+5.6%	Annecy	€3507	+3.7%
Antibes	€4658	+6.1%	Bayonne	€3218	+0.4%
Besancon	€2021	+3.2%	Beziers	€1797	+3.3%
Biarritz	€4469	+8.2%	Bordeaux	€2785	+2.7%
Boulogne Sur Mer	€1771	-3.3%	Brest	€1682	+1.3%
Caen	€2336	+2.5%	Cannes	€4640	+5.6%
Cagnes Sur Mer	€4488	+8.4%	Clermont Ferrand	€1830	-1.6%
Chamalieres	€2104	+3.1%	Clichy	€4289	+3.0%
Colmar	€2121	-6.5%	Creteil	€3313	+7.7%
Dijon	€2419	+3.0%	Grenoble	€2839	-1.6%
La Rochelle	€3160	-6.6%	Le Havre	€2238	+13.1%
Le Mans	€1766	+5.5%	Lille	€2846	+3.7%
Limoges	€1591	+2.2%	Lyon	€3079	+2.7%
Marseille	€2996	-0.6%	Mariganne	€2456	-3.5%
Meaux	€2733	+7.3%	Metz	€2168	+3.8%
Montauban	€1647	-0.6%	Montpellier	€2790	+2.7%
Mulhouse	€1706	+4.5%	Nancy	€2076	-0.8%
Nantes	€2674	+1.4%	Narbonne	€2043	-1.0%
Nevers	€1260	+3.7%	Nice	€3999	+4.8%
Nimes	€2213	+1.6%	Orleans	€2260	+2.8%
Paris	€6342	+5.6%	Pau	€2133	+2.2%
Perpignan	€2025	+0.9%	Quimper	€1825	-0.4%
Reims	€2638	+1.5%	Rennes	€2638	-3.0%
Rodez	€1717	+6.4%	Sete	€2729	+2.6%
St Brieuc	€1590	+2.1%	St Herblain	€2118	+1.6%
St Laurent du Var	€4404	+3.1%	St Maur	€4563	+2.1%
Strasbourg	€2511	+1.0%	Toulon	€3152	+8.4%
Toulouse	€2883	+3.8%	Tours	€2226	-3.9%
Troyes	€1801	+7.7%	Versailles	€5125	-1.0%
Vichy	€1632	-9.7%	Villefranche Sur Saone	€2301	+4.4%

Source: FNAIM Apr 08

New Book! McGraw-Hill: "How to Invest in OFFSHORE Real Estate" By H. Bromma: Chapter 6: M D G - F R A N C E

Just released Spring 2008! Practical advice and approaches for buying real estate worldwide, especially in France: Download chapter_6_m_d_g_f_r_a_n_c_e.tiff

Maximize your profits and minimize your taxes, this book illustrates how M D G - F R A N C E assist folks acquiring, financing and managing property throughout France and especially in Paris.

Smart advice, with a step-by-step approach to how to buy property in Paris.

H. Bromma outlines in this chapter how Philip Gordon of M D G - F R A N C E successfully negotiated, and executed several real estate purchases in France. All about Notaires, Financing, Taxes, Procedures and Opportunities!

Click on the link for the complete chapter, the entire book can be purchase from amazon.com, by going to our home page: http://www.mdg-france.com

M D G - F R A N C E on OPTV - 'Profit from Property'

Subject: OPTV - Profit from Property

Just a quick note to let you know that the episode of ‘Profit from Property’ which M D G - F R A N C E helped with out with, will be airing on Wednesday Feb 27 at 6:30pm on sky 287, OPTV.

You can any of the shows by logging on to www.freeband-tv.com/OverseasPropertyTV, you can watch this as the show is airing. You do have sign in and create an account. Which is FREE.

Buying property in France? NEW! Mortgage solution that avoids USD to Euro conversion!

Are you in the process of purchasing a property overseas and need financing?

We are pleased to introduce that one of our Banking Partners has just approved a mortgage product that avoids the currency conversion issue (transferring funds) for persons thinking of using USD for their down payments.

France

real estate transactions:

USD down payments are held in an adjoining Market Fund (where you choose portfolio profile, i.e. low, medium, high risk/return ratios), whereby the deposit must effectively always equal the 20% down payment required by the loan percentage. The Mortgage can either be: interest only in Euro, or interest and principal in Euro, depending on the applicant profile and property loan value.

What this means:

Simply: You don’t need to convert to Euro using your USD (current conversion rate: 1.47), but can option to do this at some later time, or not at all for the length of the loan. Up to 25 years, and fixed or variable loans are available. Interest rates are in the 5% neighborhood depending again on your situation.

It makes purchasing real estate in

France

a pleasure again. And let’s not forget, in

Paris

, for example, appreciation rates per year are between 10-15%! How can you lose?

The dream of owning in

France

? Just became a reality again.

Looking for property in

France

? Already have your sites set on something?

Please contact us for further information and details.

M D G – F R A N C E

Acquisition – Financing – Management

http://www.mdg-france.com

+33 (0)6 21 21 13 55

M D G - F R A N C E: PROPERTY APPRAISAL SERVICE

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***Serving all of France: PROPERTY APPRAISAL SERVICE***

If you think you've find the right property but are not sure if your getting the most value for your money? Thinking about selling your existing property, but don't know what it's worth?

M D G - F R A N C E provides a service that will assist you in making an informed decision regarding your purchase before you make an offer. We can perform an appraisal of the property and provide you with a proper valuation, including (3) recent comparables of similar properties, based upon size, location and amenities. We will prepare a certified report of our findings and recommendations.

For additional information and details, please contact:

M D G - F R A N C E
Acquisitions - Financing - Management
001 33 (0)6 21 21 13 55
mdgfrance@aol.com

Are you currently looking for an Apartment in Paris? "THE PARIS APARTMENT STUDY"- October 2007: Prices, Trends, Analysis, Forecasts and more!

Searching for an Apartment in Paris? "PARIS APARTMENT MARKET STUDY" Paris

Are you currently interested in purchasing an apartment in Paris?

Second home or Investment? Financing? Rental Management?

"A must read for anyone considering buying property in Paris- filled with facts, figures and advice on the Paris Apartment Market!"

M D G - F R A N C E, an acquisition, financing and management consultancy based in Paris, with networks in Nice/Cote D'Azur - Bordeaux - Normandy, has recently completed a 250-page, arrondisement-by-arrondisement: PARIS APARTMENT MARKET STUDY (October 2007). This comprehensive study includes an analysis of existing apartment housing inventories (availability, types, styles, amenities, features, neighborhoods, etc), appreciation trends (current and future m2 prices), purchase forecasts, 5, 10, 15-year development potential (new projects, public and private impacting values) and infrastructure improvement programs (access, utilities, services, etc.) identifying key investment and market issues fundamental to anyone considering buying an apartment in Paris.

M D G - F R A N C E, has over 30 years of combined real estate, financing, design and construction experience here in France and internationally. We represent clients interested in making informed choices about properties, financing and rental management to fit their specific parameters.

We approach our clients requirements with a systematic process that guarantees to maximize their investment and acquisition decisions, and eliminate time-consuming, costly and after-the-fact guesswork during the search, negotiating, financing and management phases of an apartment purchase.

We welcome the opportunity to discuss with interested parties looking for apartments (principals only) our findings and recommendations and review specific inquiries related to investment purchases here in Paris.

M D G - F R A N C E is a fee-based consultancy comprised of licensed and certified real estate and design professionals delivering full services in compliance. Republic of France Carte Liberale and Tax/Siret No. registered.

PARIS APARTMENT MARKET STUDY (Table of Contents, below).

M D G F R A N C E

Acquisition Financing Management

Paris - Nice/Cote D'Azur - Bordeaux - Normandy

www.mdg-consultants.com/desfees.htn

mdgfrance@aol.com

001 33 (0)6 21 21 13 55

M D G - F R A N C E Paris Apartment Study - October 2007

Paris Apartment Market Study

Author: Philip Gordon, AICP, M.S. Urban Planning

Johns Hopkins University

October 2007

M D G - F R A N C E

Acquisition - Financing - Management

Paris - Nice/Cote D'Azur - Bordeaux - Normandy

www.mdg-consultants.com/desfees.htm

mdgfrance@aol.com

001 33 (0)6 21 21 13 55

Paris Summer 2007:

This past month 10,600 bikes were introduced by the city throughout Paris, leading the way helping with climate change?

Life just became a little more charming here. 10,000 more bikes will be added by the years' end. Innovative, part of the mentality to get folks out of cars and the metros to see this wonderful city while riding around feeling the breeze on your skin...

Does this have anything to do with real estate?

When places become even more desirable, the prices just continue to rise. (right now 10-15% year)

Paris is one of a kind city, according to Forbes Magazine, 13 of the top 60 worlds' destinations are in or near Paris...where is Number 1, do you know?

74 million tourists came to France last year, Number One in the world for the last three years...

alot of them need bikes!

For more information: http://www.velib.com

"M D G - F R A N C E announces new! YOUTUBE.COM virtual tours"
-July 26, 2007
Paris:

The process for searching and finding properties in France just became that much easier, as M D G - F R A N C E launches its youtube.com video site showcasing properties throughout it's four network locations (PREVIEW/PREQUALIFIED, SALES and RENTALS). "Individuals and Investors really appreciate the detail and on-site evaluations that are included with a specific property profile", states Philip Gordon, principal of M D G - F R A N C E. "We don't know how we ever lived without it...it's very leading edge, and makes the acquisition of property from overseas effortless! It changes the way specific search parameters can become a very focused and efficient process for a prospective buyer! And what a dream way to market Sales and Rentals!"

We are still in the process of tweaking our virtual tour site and invite suggestions, more to come about this state-of-the-art service, please visit:
www.youtube.com/mdgfrance

Do you have a property you would like us to preview?

Do you have a property you would like to sell or rent with our new virtual tours?

Contact us for more details!

New York:

The dollar fell to a record low against the euro on Tuesday, July 10, 2007, before recovering slightly, as investors fretted about a possible fallout from weaknesses in the US subprime mortgage market.

"The dollar is a basket case," said Peter Schiff, the president of Euro Pacific Capital. "We are going to pay the piper for years of having the underlying fundelmentals of our economy disintegrate beneath our feet."
...

Given the state of the US economy, Schiff of Euro Pacific Capital said, "the dollar could continue to fall in the coming years against the euro to $2.50 or even $3."

The good news?

Paris property prices continue to increase at approximately 10-15% per year depending on the district, and french mortgage rates have are still around 4%.

If you had purchased a property five years ago, you would be up 60%, and still looking at dramatic increases.

One aspect the experts agree on, the dollar is not going to get any stronger.

We've been advising our clients of these facts since we opened for business here in France almost 5 years ago.

We have many wonderful properties (Studios, 1/2 Bdrs, Villas) for sale throughout Paris and France (prices begin at 100,000 and range up to 1,500,000 eruo) and we can walk you step by step through the process. We have an established network of Banks, Agencies, Notaires, Attorneys, and Legal/Tax Experts located right here as our co-partners. We have over thirty years of real estate and architectural experience and can customize our services to your specific needs.

Please feel free to drop us an email or call if you are thinking about purchasing property here in France.

From the news article this past week..."It's later than you think!"

Acquisition - Financing - Management

M D G - F R A N C E
Paris - Nice/Cote D'Azur - Bordeaux - Normandy
33 (0)6 21 21 13 55

M D G -F R A N C E will be manning a stand at Expatica's Welcome to France Fair in the Carrousel du Louvre. Come drop by and say hello! You can also get information on other associations, clubs and companies catering to the expatriate community. In addition to the exhibition, there will be expert presentations and entertainment for adults, activities for children. Check out www.expatica.com/welcometofrance/ for further details and get a free ticket (before September 15). In the Carrousel du Louvre Paris artists' exhibit is also part of the Expatica Welcome to France Fair. This one day exhibition shows the breadth of the expatriate art scene in Paris. You'll be treated to work from 25 artists featuring site-specific installations, performance, painting, photography and various artistic interventions. Metro Louvre-Rivoli, 99 rue de Rivoli, 75001. Expatica's Welcome to France Fair

Spring/Summer Update 2007:

Please consider these two important points:

*There is only one Paris!

and, with the current trends with the world economies...

*it is likely the dollar value will continue to fall.

So, if you are considering purchasing a Paris Apartment...no better time!

We understand and we have a 'system' for locating the right apartment, in the right area and best price suited to your requirements.

We understand that many people don't have the time nor the resources to look for their own little piece of France, especially if they're located in the States or another foreign country. Our offices offer consultation and property search services that will help you find the perfect property and save you valuable time, as well as provide very important guidance to insure you make the right purchase. We're equipped to assist you with every aspect of purchasing...from locating the property, to setting up your contract-signing, getting a mortgage, helping you set-up utilities, or, do a renovation and then rent the property on a short or long-term basis.

We offer acquisition, negotiation, financing, renovation, expediting and rental management services. A complete overview of our approach and modest fee schedule available upon request.

SOLUTION #1:

M D G – F R A N C E: PROPERTY CONSULTATION SERVICES

Our comprehensive search service saves you time, effort and money. With nearly 4,000 agencies in Paris alone, finding a property can be a difficult task without a Multiple Listing Service (MLS), which doesn’t exist in France. To find a property on your own would require visits to dozens of agencies and mining through hundreds of listings in one neighborhood alone. We do all this for you and call upon the valuable relationships we’ve built over the years to ferret out the finest properties.

M D G - F R A N C E can guide you through the process of turning your dream of owning property here in France to reality!

About Us: We are licensed and speak both english and french, we work with only the most qualified agencies, notaires, accountants, attorneys and french lending sources...and, we are HERE in France! With an established associate network in Paris, Nice/Cote d'azur, Bordeaux and Normandy. We have many listings FOR SALE and RENTALS that already may be a fit for your location, style, size and price search criteria.

We look forward to your inquiries and questions and the opportunity to demonstrate our professionalism and experience. References provided upon request.

Merci!

M D G - F R A N C E
001 33 (0)6 21 21 13 55
mdgfrance@aol.com

Update: "All About Investing in Paris and France": 2007: Workshop/Seminar

When:

Saturday, April 7th, 2007, 10:00 AM - 4:00 PM

Where:

Four Seasons Hotel
Avenue George V 75008
Paris
001 33 (0)6 21 21 13 55

Description:

Learn All About Investing in Paris and France
Seminar/Workshop

Four Seasons Hotel, Avenue George V, Paris, France 75008

Saturday, April 7th, 2007

10:00 AM - 4:00 PM

Brought to you by the team from M D G- F R A N C E, this Seminar/Workshop is a one of it's kind!

You will learn how to...

Obtain the Right to Be in France?...All About Visas.

What you need to start a Business?...All About Starting a Business.

Buying and Owning Property in France!...All About finding great properties.

Profit from the Leaseback Programs, Corporate Housing in Paris (CHIP) and Other Investment Property Programs!

Find Your Dream Apartment in Paris or Home in the Country!...with no MLS, what is the most efficient way to find good properties?

Getting a Mortgage in France...All About getting lower interest rate mortgages!

All About Taxes and Maximizing your Benefits!

All About Renting Your French Property for Profit!

All About Currency Exchange and transferring funds abroad safely!

Ask your questions of our experts -
get the real answers.

Experts like Sam Okoshken, Law and International Attorney; Jonathan Griffith, HIFX, Inc. Currency Brokers; Natalie Marsan, Barclays Bank, premier lenders to non-residents; Lisa and Hugh Bromma, Co-founders of Entrust and Autnors: How to Purchase International Real Estate; and Philip Gordon, Principal and Founder of M D G - F R A N C E, one of industrys' leading Search, Acquistion, Financing and Mangement Companies based in Paris.

And more details...

The Paris Real Estate and Investing Network Team will share their experiences, insider tips, trusted contacts...even their embarrassing stories so you can avoid them when you are on your way to investing in Paris, France.

We'll meet at the conveniently located Four Seasons Hotel, Avenue George V, (Metro Franklin D. Roosevelt, Ligne 1) -- a beautifully appointed location for getting down to business about investing in Paris, France.

Location, location, location?

You will also discover the ultimate shortcuts to finding your perfect property investment in France...from a Parisian pied-à-terre to an old country home, from a petit vineyard to a grand château.

And What about French taxes?

Included in the seminar/workshop will be a presentation by Sam Okoshken who will explain how to minimize your tax liability and maximize your investment potential.

Can I get a French mortgage?

We're going to show you how. We work with several lenders in France that specialize in loans to non-residents like you. Natalie Marsan of Barclays Bank and Jean-Christophe Steven of UCB Suisse/BNP Bank.

How can I reduce the expense of transferring dollars to euros?

HIFX, the global leader providing corporate foreign exchange and cash deposit services. With the concern of exchange rates at the top of our list (and probably yours, too), learning how to minimize the cost of transferring funds is immeasurably valuable and useful.

Rent your property and earn up to 10% every year!

M D G - F R A N C E will personally show you how to buy the right kind of property to maximize your rental potential.

Make your reservation now...

on or before March 31, 2007!

Invite a friend to Sign-up and receive 50% off the price of your admission!
Seminar/Workshop Fees!

Yes! Sign me up NOW for the Paris Real Estate and Investing Networks All About Investing in Paris, France Seminar/Workshop in Paris: April 7th, 2007.

Seminar/Workshop Fee for one person is 295.00 Euro.

Also Included:

Morning and Afternoon Coffee Breaks with refreshments and Full-Course Lunch
Workbook and Reference Materials

M D G - F R A N C E
MDG-Consultants-France

For more information, see http://realestate.meetup.com/216

Announcing that Expert Real Estate Investors and Authors:

HUGH AND LISA BROMMA will be joining our panel of guest speakers.

FOUR SEASONS HOTEL, Avenue George V, 75008

April 7th, 2007 10 AM - 4 PM

See Calender of Events for Reservation details.

This is a great addition to our already stellar panel of guest speakers:

Legal/Tax: Sam Okoeshen Attorney
Financing/Mortgages: Natalie Marsan Barclays Bank
Global Investment Strategies: Jean-Christophe Steven UCB Credit Swisse
Currency Exchange Services: Jonathan Griffiths, HIFX.INC
Acquisition/Renovation/Management: Philip Gordon M D G - F R A N C E

Included:
Full Luncheon and AM/PM Coffee Breaks
Workshop Handbook
Networking/Social Opportunities

More details on these two new panel experts...they are fantastic guest speakers:

Hubert Bromma is founder and CEO of The Entrust Group. Entrust, based in Oakland, CA, specializes in self-directed retirement plans, and is a global leader in third-party administration of tax deferred and tax free investments. Often interviewed or cited by newspapers and financial magazines, such as The Wall Street Journal and Business Week, Entrust acts as agent for custodial banks with all uninvested funds in FDIC insured institutions.
Entrust, founded in 1981, has established 30 offices across the nation offering comprehensive services. Entrust also offers high quality educational programs, such as Continuing Education and Continuing Professional Education credit courses for CPAs, financial planners and realtors throughout the United States.


Lectures
Bromma lectures to many types of organizations, speaking frequently at real estate conferences, real estate investor gatherings, retirement and financial planning organizations, and other related groups. He is interviewed or featured in numerous publications, such as The Wall Street Journal and Business Week.

Publications/Books
Real Estate in IRAs and Keoghs, A Guide
Real Estate Investments in Your Retirement Plan: A Guide
Do Your Own Qualified Retirement Plan
How to Invest in Real Estate & Pay Little or No Taxes, McGraw-Hill, 2005
How to Invest in Offshore Real Estate, McGraw-Hill, 2006
How to Invest in Real Estate With Your IRA, McGraw-Hill, 2006

Media
Bromma has appeared on many television and radio programs internationally, primarily discussing the diversification of assets in tax free and tax deferred environments. Media includes ABC-TV, Bloomberg TV, KABC, KNBC, KCBS, KJSL, KNBR, KRMS, FNN, ORF, WCIU-TV, WebFN and many others.

Lisa has been a real estate investor since 1978, a note investor since 1988, and a well known marketing expert. She has consulted for some of the nation?s top financial services industries in the private mortgage, business loans, and Individual Retirement Plans.

Lisa has taught over 1,000 workshops and seminars devoted to real estate investing, marketing and business forums.

She is a professional member of the National Speaker?s Association and sits on the board of the National Real Estate Investor?s Association.

She is the president of The Entrust Group, the nation?s largest network of third party administrators. Entrust provides record keeping services for individuals who wish to truly self-direct their retirement plans to buy real estate or any alternative investment allowable by the IRS.

Lisa's recently published book by McGraw Hill titled ?Real Estate Investing for The Utterly Confused? has motivated new investors with factual information told in her humorous and easy going manner.

Her new book, "Wise Women Invest in Real Estate" achieve financial independence and live the lifestyle of your dreams? will be available in paperback in January 2007.

Her topic, Building a successful real estate and loan portfolio will assist any investor, no matter what level of experience they have in real estate or notes, increase their knowledge and take home valuable information and techniques to build wealth.

More details to follow, updates posted on the Message Board and on the following websites:

Philip Gordon

M  D  G  -  F R A N C E
M  D  G - Consultants - France

Carte Professionale and TVA Siret Registered
http://mdg-consultants.com/desfees.htm
001 33 (0)6 21 21 13 55 (c)

Please visit the M D G - F R A N C E Real Estate and Investing Networks:
M D G - P A R I S: http://realestate.meetup.com/216
M D G - N I C E/COTE D'AZUR: http://realestate.meetup.com/298
M D G - FRENCH ATLANTIC COAST: http://realestate.meetup.com/299
M D G - NORMANDY: http://realestate.meetup/com/301

Real Estate Updates:
M D G - F R A N C E: http://mdgparis.typepad.com/mdgparis

Converting US funds to Euro?
http://hifx.com (mention M D G - F R A N C E)

We continue to recieve updated listings from our Network Agencies daily!

There is no MLS in France, and lots of these properties are in fantastic locations, with great floors plans with wonderful features (that we require of our pre-qualified properties) and the prices are below market!

Let M D G - F R A N C E match your requirements with one of these fine properties, contact us today!

M  D  G  -  F R A N C E
M  D  G - Consultants - France

Carte Professionale and TVA Siret Registered
http://mdg-consultants.com/desfees.htm
001 33 (0)6 21 21 13 55 (c)

Please visit the M D G - F R A N C E Real Estate and Investing Networks:
M D G - P A R I S: http://realestate.meetup.com/216
M D G - N I C E/COTE D'AZUR: http://realestate.meetup.com/298
M D G - FRENCH ATLANTIC COAST: http://realestate.meetup.com/299
M D G - NORMANDY: http://realestate.meetup/com/301

Converting US funds to Euro?
http://hifx.com (mention M D G - F R A N C E)

Our New M D G - F R A N C E Advertising Compaign kicks-off in November 2006!

See photo gallery for PREVIEW!

M D G – F R A N C E

Real Estate Update: Fall 2006

While the new Branly Museum that has recently opened in the 7^th Arrondisement may have provoked some tough reviews, there is one aspect of this new world class attraction that has received unanimous recognition: Chirac’s incorrigible urge to splurge to glorify his presidency  has provided yet another reason for the savvy real estate investor to put Paris at the top of the list.

   Before feeling too left out, if you are reading this and haven’t yet invested in Paris (or France), it may prove worthwhile for those in the market for an apartment to buy here (even the most penny-pinching of you) to work out how much money we can actually waste- not through extravagance like the Branly Museum, but by the deceptively false ‘feel-good’ practices that locals employ on foreigners when buying property here.

   For example, take the idea of trying to buy during slow months of the year, a great way to find bargains? Yet in reality, a time when many normally wise real estate investors lose their grip on what is a good price for an apartment. Thinking that because it’s winter/raining/after the new year/after the school year/after the vacation/after the elections/after the dollar rises, etc…agents end up telling buyers, it would be madness to let someone else buy this “one-of- a kind” apartment.

   “It’s very rare that an apartment that was purchased with this crystal ball price analysis turns out to be a good long-term purchase,” says Philip Gordon, owner of the apartment search and acquisition consultancy, M D G – F R A N C E, based in Paris (with networks also in Nice/ Cote D’Azur, Bordeaux and Normandie). “During these periods, real estate agents (Immobiliers) give the impression that inventory is limited, so psychologically buyers tend to make offers recklessly.”

   The result is often similar to the

Branly

Museum

, a hefty sales price and perhaps too ‘overdone’ and in many ways, not exactly what you were hoping for.

   Other false conceptions that can lead to serious losses of your money-for example, when potential apartment owners try to save with ‘do-it-yourself’ property searches, inspections, negotiations and financing. On paper, this is a canny strategy; but for the uninitiated, not only can the unexpected bank fees, notaire charges and syndic payments become major cost line items, but without the requisite expertise, many people end up paying thousands of euros more than is necessary.

    Philip Gordon, a professional real estate intermediare (Carte Liberale) with more than 30 years experience, regularly hears about buyers who overpaid for apartments, services and financing. “People try to do a little more than they are capable of,” he said, “It generally means the system here ends up costing them more.” Damage to the client’s pride and finances is a recurrent theme for Gordon when rectifying do-it-yourself search, negotiation and financing disasters.

   “I see it more and more, they always seem angry, frustrated and appear embarrassed that the situation about the “perfect apartment” has gone differently for them.”

    Another example, many people try to cut back on search fees by looking on their own (there is no MLS in

France

) and then invariably spend more time and effort looking at and trying to find less than suitable apartments that the typical Immobilier shows them in their limited portfolio of apartments. “M D G – F R A N C E has a neighborhood-by-neighborhood network (throughout Paris and France) of agencies that work exclusively with us (they know we bring them qualified buyers who are ready to purchase)” he says, “in most cases, when we can put out the buyers requirements (size, budget, etc) to our network, in a specified area, it takes just one day and we will have lined-up and pre-qualified ten to fifteen possible properties, your typical agency just doesn’t have access to that kind of information.”

   What is it that makes normally rational, financially savvy people make these kind of financial decisions?

Some enter the market with an over-confidence that stems from experiences in their own country and the illusion that the same approach will work here in

France

. “People come here thinking about all the gains they have made somewhere else, in a different system, and neglect the fact that here it is completely different culture, language, law and market and there is a lot more to the details in navigating the process,” says Gordon.

   The question is…is there another way to approach investing in Paris and France, and find real  and lasting property bargains?

   Gordon answers it this way: “The key to purchasing here in France is preparation and following a fairly explicit critical path to acquisition…getting your requirements and needs defined early on…your financing with a French financial institution (if you are seeking a mortgage) in place prior to your first offer…and having the patience to wait until the right property is presented to you, or even a property that might have been on the market for a few months (it’s possible, although most desirable apartments go reasonably fast)…an experienced professional would have the capability to track this for you…M D G – F R A N C E ensures that you are not seduced along the way.”

    In general, some simple rules apply to buying apartments in

France

. It is not necessary to be held hostage psychologically by any one property or agency…there are plenty of great opportunities available. Before you get started ask someone like M D G – F R A N C E to give you an estimate of exactly what kinds of costs, fees and effort is required. Make a list of what parts of the process (search, inspection, appointments, negotiation, arranging the notaire, financing, renovations (Gordon emphasizes the key difference in his firm is the vast amount of architectural backgrounds of the principals), rental management, etc) you think you might be able to handle, or, whether you might save money by letting a consultant provide the service.

   Finally, as a rule of thumb: if you are not an expert in a particular field associated with buying property overseas and do not have the time to become one, it is usually well worth shelling out for the savings in the long run. (less running around looking at properties that don’t meet your criteria, lower sales prices, less funds place in escrow for deposits, better terms, interest rates and lower bank fees, reduced settlement charges, experienced renovations, etc…)

   Quick, impulse selections can become nagging projects with hidden expenses in the long run if you don’t know what you are doing and have done your research properly.

   And if you still cannot find a reason to approach your property purchase here in Paris or France with an intermediare firm such as M D G – F R A N C E, at least remember the time-honored proverb: When spending money always invest in good shoes and a good bed- because when you’re not in one you’re in another. Chirac would surely agree.

Location, Location, Location…one of a kind and it won’t last long!

Located on one of the finest addresses in the Latin Quarter/6^th: Rue de Seine with views of

Louvre

Museum

and Notre Dame Cathedral! Beautiful building/lobby/entrance, top floor with elevator and just completely renovated, new everything! All it needs is the specifications for your very own custom-designed American-sized open kitchen (negotiable).

Features of this exclusive apartment include: new hardwood floors throughout, two fireplaces, great light (east/south exposure), two bedrooms  (one with fireplace and it’s own full-size bathroom with jacuzzi and skylight), both bathrooms have new top-of-the-line fixtures and marble tile, recessed lighting throughout, new electrical, mechanical and plumbing systems, viewing balconies at each window, 100m2, high ceilings, new entrance hallway and doors, high ceilings, all done tastefully finished with contemporary and ‘olde world’ character.

Steps to the finest shops, cafes, restaurants, gardens, museums and historic sites throughout the

Latin Quarter

, on the doorstep of the famous Ecole des Beaux Arts…

This property can be purchased for: 1,500,000.00 Euro

Serious inquiries, principals only:

M D G – F R A N C E

“There is only one

France

”

Paris

: 033 (0) 6 21 21 13 55

San Francisco

: 415 690 6621

M D G – F R A N C E announces an annual contribution (to be determined at the conclusion of each Fiscal Year) to the Non- Profit Organization:

THE ZODIAC FOUNDATION

THE ZODIAC FOUNDATION is a non-profit, endowment organization, whose mission is to administer the delivery of funds received from M D G – F R A N C E (and others) annually to worthwhile organizations both in

France

and the

United States

.

Funds will be contributed by M D G – F R A N C E in the name of the client, sponsor, or investor for the purposes as deemed desirable by the respective charity and non-profit organizations identified each year, for: operating capital,  research and grants, public education programs, and housing assistance projects.

The Zodiac Foundation, working in conjunction with M D G – F R A N C E, has currently identified the following Non-Profit Organizations to received funds for the Fiscal Year ending in 2006.

United States

:  Habitat for Humanity

France

:  La Fondation de l’Abbe

Pierre

M D G – F R A N C E contributions are scheduled for January, 2007, on behalf of the generosity of the following clients, sponsors and investors, including:

Mr. Gary Dwyer and Mr. Eric Dwyer

Mr. Don Marion and Ms. Stacey Jones

Mr. and Mrs. Lisa and Hugh Bromma

Dr. James Romano

Mr. Joseph Burke and Ms. Ingrid Kessler

Mr. Wally August

Mr. David Huggins

Ms. Anne Lyse Geneix/Benneton

Mr. Joel Weber

Mr. and Mrs. Stuart Kirkland

Paris

American

Academy

Barclays Bank

HIFX.com

M D G – F R A N C E looks forward to future clients, sponsors and investors becoming part of this important aspect of the mission statement for M D G – F R A N C E.

Questions and information regarding this program can be addressed to:

TheZodiacProject@aol.com

M D G - F R A N C E

New Paris Bike Program "VELIB": Have you heard?

Paris Summer 2007:

This past month 10,600 bikes were introduced by the city throughout Paris, leading the way helping with climate change?

Life just became a little more charming here. 10,000 more bikes will be added by the years' end. Innovative, part of the mentality to get folks out of cars and the metros to see this wonderful city while riding around feeling the breeze on your skin...

Does this have anything to do with real estate?

When places become even more desirable, the prices just continue to rise. (right now 10-15% year)

Paris is one of a kind city, according to Forbes Magazine, 13 of the top 60 worlds' destinations are in or near Paris...where is Number 1, do you know?

74 million tourists came to France last year, Number One in the world for the last three years...

alot of them need bikes!

For more information: http://www.velib.com

"M D G - F R A N C E announces new YOUTUBE.COM virtual tours"

"M D G - F R A N C E announces new! YOUTUBE.COM virtual tours"
-July 26, 2007
Paris:

The process for searching and finding properties in France just became that much easier, as M D G - F R A N C E launches its youtube.com video site showcasing properties throughout it's four network locations (PREVIEW/PREQUALIFIED, SALES and RENTALS). "Individuals and Investors really appreciate the detail and on-site evaluations that are included with a specific property profile", states Philip Gordon, principal of M D G - F R A N C E. "We don't know how we ever lived without it...it's very leading edge, and makes the acquisition of property from overseas effortless! It changes the way specific search parameters can become a very focused and efficient process for a prospective buyer! And what a dream way to market Sales and Rentals!"

We are still in the process of tweaking our virtual tour site and invite suggestions, more to come about this state-of-the-art service, please visit:
www.youtube.com/mdgfrance

Do you have a property you would like us to preview?

Do you have a property you would like to sell or rent with our new virtual tours?

Contact us for more details!

"Dollar in a tailspin, reaches new low"- International Herald Tribune

New York:

The dollar fell to a record low against the euro on Tuesday, July 10, 2007, before recovering slightly, as investors fretted about a possible fallout from weaknesses in the US subprime mortgage market.

"The dollar is a basket case," said Peter Schiff, the president of Euro Pacific Capital. "We are going to pay the piper for years of having the underlying fundelmentals of our economy disintegrate beneath our feet."
...

Given the state of the US economy, Schiff of Euro Pacific Capital said, "the dollar could continue to fall in the coming years against the euro to $2.50 or even $3."

The good news?

Paris property prices continue to increase at approximately 10-15% per year depending on the district, and french mortgage rates have are still around 4%.

If you had purchased a property five years ago, you would be up 60%, and still looking at dramatic increases.

One aspect the experts agree on, the dollar is not going to get any stronger.

We've been advising our clients of these facts since we opened for business here in France almost 5 years ago.

We have many wonderful properties (Studios, 1/2 Bdrs, Villas) for sale throughout Paris and France (prices begin at 100,000 and range up to 1,500,000 eruo) and we can walk you step by step through the process. We have an established network of Banks, Agencies, Notaires, Attorneys, and Legal/Tax Experts located right here as our co-partners. We have over thirty years of real estate and architectural experience and can customize our services to your specific needs.

Please feel free to drop us an email or call if you are thinking about purchasing property here in France.

From the news article this past week..."It's later than you think!"

Acquisition - Financing - Management

M D G - F R A N C E
Paris - Nice/Cote D'Azur - Bordeaux - Normandy
33 (0)6 21 21 13 55

Expatica's Welcome to France Fair: Sunday, October 14th -11 a.m. - 6 p.m.

M D G -F R A N C E will be manning a stand at Expatica's Welcome to France Fair in the Carrousel du Louvre. Come drop by and say hello! You can also get information on other associations, clubs and companies catering to the expatriate community. In addition to the exhibition, there will be expert presentations and entertainment for adults, activities for children. Check out www.expatica.com/welcometofrance/ for further details and get a free ticket (before September 15). In the Carrousel du Louvre Paris artists' exhibit is also part of the Expatica Welcome to France Fair. This one day exhibition shows the breadth of the expatriate art scene in Paris. You'll be treated to work from 25 artists featuring site-specific installations, performance, painting, photography and various artistic interventions. Metro Louvre-Rivoli, 99 rue de Rivoli, 75001. Expatica's Welcome to France Fair

***Paris Apartment Prices Up 15%, USD Down 40%...***

Spring/Summer Update 2007:

Please consider these two important points:

*There is only one Paris!

and, with the current trends with the world economies...

*it is likely the dollar value will continue to fall.

So, if you are considering purchasing a Paris Apartment...no better time!

We understand and we have a 'system' for locating the right apartment, in the right area and best price suited to your requirements.

We understand that many people don't have the time nor the resources to look for their own little piece of France, especially if they're located in the States or another foreign country. Our offices offer consultation and property search services that will help you find the perfect property and save you valuable time, as well as provide very important guidance to insure you make the right purchase. We're equipped to assist you with every aspect of purchasing...from locating the property, to setting up your contract-signing, getting a mortgage, helping you set-up utilities, or, do a renovation and then rent the property on a short or long-term basis.

We offer acquisition, negotiation, financing, renovation, expediting and rental management services. A complete overview of our approach and modest fee schedule available upon request.

SOLUTION #1:

M D G – F R A N C E: PROPERTY CONSULTATION SERVICES

Our comprehensive search service saves you time, effort and money. With nearly 4,000 agencies in Paris alone, finding a property can be a difficult task without a Multiple Listing Service (MLS), which doesn’t exist in France. To find a property on your own would require visits to dozens of agencies and mining through hundreds of listings in one neighborhood alone. We do all this for you and call upon the valuable relationships we’ve built over the years to ferret out the finest properties.

M D G - F R A N C E can guide you through the process of turning your dream of owning property here in France to reality!

About Us: We are licensed and speak both english and french, we work with only the most qualified agencies, notaires, accountants, attorneys and french lending sources...and, we are HERE in France! With an established associate network in Paris, Nice/Cote d'azur, Bordeaux and Normandy. We have many listings FOR SALE and RENTALS that already may be a fit for your location, style, size and price search criteria.

We look forward to your inquiries and questions and the opportunity to demonstrate our professionalism and experience. References provided upon request.

Merci!

M D G - F R A N C E
001 33 (0)6 21 21 13 55
mdgfrance@aol.com

RSVP for the All About Investing in Paris and France: 2007: Workshop/Seminar

Update: "All About Investing in Paris and France": 2007: Workshop/Seminar

When:

Saturday, April 7th, 2007, 10:00 AM - 4:00 PM

Where:

Four Seasons Hotel
Avenue George V 75008
Paris
001 33 (0)6 21 21 13 55

Description:

Learn All About Investing in Paris and France
Seminar/Workshop

Four Seasons Hotel, Avenue George V, Paris, France 75008

Saturday, April 7th, 2007

10:00 AM - 4:00 PM

Brought to you by the team from M D G- F R A N C E, this Seminar/Workshop is a one of it's kind!

You will learn how to...

Obtain the Right to Be in France?...All About Visas.

What you need to start a Business?...All About Starting a Business.

Buying and Owning Property in France!...All About finding great properties.

Profit from the Leaseback Programs, Corporate Housing in Paris (CHIP) and Other Investment Property Programs!

Find Your Dream Apartment in Paris or Home in the Country!...with no MLS, what is the most efficient way to find good properties?

Getting a Mortgage in France...All About getting lower interest rate mortgages!

All About Taxes and Maximizing your Benefits!

All About Renting Your French Property for Profit!

All About Currency Exchange and transferring funds abroad safely!

Ask your questions of our experts -
get the real answers.

Experts like Sam Okoshken, Law and International Attorney; Jonathan Griffith, HIFX, Inc. Currency Brokers; Natalie Marsan, Barclays Bank, premier lenders to non-residents; Lisa and Hugh Bromma, Co-founders of Entrust and Autnors: How to Purchase International Real Estate; and Philip Gordon, Principal and Founder of M D G - F R A N C E, one of industrys' leading Search, Acquistion, Financing and Mangement Companies based in Paris.

And more details...

The Paris Real Estate and Investing Network Team will share their experiences, insider tips, trusted contacts...even their embarrassing stories so you can avoid them when you are on your way to investing in Paris, France.

We'll meet at the conveniently located Four Seasons Hotel, Avenue George V, (Metro Franklin D. Roosevelt, Ligne 1) -- a beautifully appointed location for getting down to business about investing in Paris, France.

Location, location, location?

You will also discover the ultimate shortcuts to finding your perfect property investment in France...from a Parisian pied-à-terre to an old country home, from a petit vineyard to a grand château.

And What about French taxes?

Included in the seminar/workshop will be a presentation by Sam Okoshken who will explain how to minimize your tax liability and maximize your investment potential.

Can I get a French mortgage?

We're going to show you how. We work with several lenders in France that specialize in loans to non-residents like you. Natalie Marsan of Barclays Bank and Jean-Christophe Steven of UCB Suisse/BNP Bank.

How can I reduce the expense of transferring dollars to euros?

HIFX, the global leader providing corporate foreign exchange and cash deposit services. With the concern of exchange rates at the top of our list (and probably yours, too), learning how to minimize the cost of transferring funds is immeasurably valuable and useful.

Rent your property and earn up to 10% every year!

M D G - F R A N C E will personally show you how to buy the right kind of property to maximize your rental potential.

Make your reservation now...

on or before March 31, 2007!

Invite a friend to Sign-up and receive 50% off the price of your admission!
Seminar/Workshop Fees!

Yes! Sign me up NOW for the Paris Real Estate and Investing Networks All About Investing in Paris, France Seminar/Workshop in Paris: April 7th, 2007.

Seminar/Workshop Fee for one person is 295.00 Euro.

Also Included:

Morning and Afternoon Coffee Breaks with refreshments and Full-Course Lunch
Workbook and Reference Materials

M D G - F R A N C E
MDG-Consultants-France

For more information, see http://realestate.meetup.com/216

Recent Update for the Spring 2007 All About Investing in Real Estate in Paris and France:

Announcing that Expert Real Estate Investors and Authors:

HUGH AND LISA BROMMA will be joining our panel of guest speakers.

FOUR SEASONS HOTEL, Avenue George V, 75008

April 7th, 2007 10 AM - 4 PM

See Calender of Events for Reservation details.

This is a great addition to our already stellar panel of guest speakers:

Legal/Tax: Sam Okoeshen Attorney
Financing/Mortgages: Natalie Marsan Barclays Bank
Global Investment Strategies: Jean-Christophe Steven UCB Credit Swisse
Currency Exchange Services: Jonathan Griffiths, HIFX.INC
Acquisition/Renovation/Management: Philip Gordon M D G - F R A N C E

Included:
Full Luncheon and AM/PM Coffee Breaks
Workshop Handbook
Networking/Social Opportunities

More details on these two new panel experts...they are fantastic guest speakers:

Hubert Bromma is founder and CEO of The Entrust Group. Entrust, based in Oakland, CA, specializes in self-directed retirement plans, and is a global leader in third-party administration of tax deferred and tax free investments. Often interviewed or cited by newspapers and financial magazines, such as The Wall Street Journal and Business Week, Entrust acts as agent for custodial banks with all uninvested funds in FDIC insured institutions.
Entrust, founded in 1981, has established 30 offices across the nation offering comprehensive services. Entrust also offers high quality educational programs, such as Continuing Education and Continuing Professional Education credit courses for CPAs, financial planners and realtors throughout the United States.


Lectures
Bromma lectures to many types of organizations, speaking frequently at real estate conferences, real estate investor gatherings, retirement and financial planning organizations, and other related groups. He is interviewed or featured in numerous publications, such as The Wall Street Journal and Business Week.

Publications/Books
Real Estate in IRAs and Keoghs, A Guide
Real Estate Investments in Your Retirement Plan: A Guide
Do Your Own Qualified Retirement Plan
How to Invest in Real Estate & Pay Little or No Taxes, McGraw-Hill, 2005
How to Invest in Offshore Real Estate, McGraw-Hill, 2006
How to Invest in Real Estate With Your IRA, McGraw-Hill, 2006

Media
Bromma has appeared on many television and radio programs internationally, primarily discussing the diversification of assets in tax free and tax deferred environments. Media includes ABC-TV, Bloomberg TV, KABC, KNBC, KCBS, KJSL, KNBR, KRMS, FNN, ORF, WCIU-TV, WebFN and many others.

Lisa has been a real estate investor since 1978, a note investor since 1988, and a well known marketing expert. She has consulted for some of the nation?s top financial services industries in the private mortgage, business loans, and Individual Retirement Plans.

Lisa has taught over 1,000 workshops and seminars devoted to real estate investing, marketing and business forums.

She is a professional member of the National Speaker?s Association and sits on the board of the National Real Estate Investor?s Association.

She is the president of The Entrust Group, the nation?s largest network of third party administrators. Entrust provides record keeping services for individuals who wish to truly self-direct their retirement plans to buy real estate or any alternative investment allowable by the IRS.

Lisa's recently published book by McGraw Hill titled ?Real Estate Investing for The Utterly Confused? has motivated new investors with factual information told in her humorous and easy going manner.

Her new book, "Wise Women Invest in Real Estate" achieve financial independence and live the lifestyle of your dreams? will be available in paperback in January 2007.

Her topic, Building a successful real estate and loan portfolio will assist any investor, no matter what level of experience they have in real estate or notes, increase their knowledge and take home valuable information and techniques to build wealth.

More details to follow, updates posted on the Message Board and on the following websites:

Philip Gordon

M  D  G  -  F R A N C E
M  D  G - Consultants - France

Carte Professionale and TVA Siret Registered
http://mdg-consultants.com/desfees.htm
001 33 (0)6 21 21 13 55 (c)

Please visit the M D G - F R A N C E Real Estate and Investing Networks:
M D G - P A R I S: http://realestate.meetup.com/216
M D G - N I C E/COTE D'AZUR: http://realestate.meetup.com/298
M D G - FRENCH ATLANTIC COAST: http://realestate.meetup.com/299
M D G - NORMANDY: http://realestate.meetup/com/301

Real Estate Updates:
M D G - F R A N C E: http://mdgparis.typepad.com/mdgparis

Converting US funds to Euro?
http://hifx.com (mention M D G - F R A N C E)

Fall 2006 Update: Lots of New properties FOR SALE!

We continue to recieve updated listings from our Network Agencies daily!

There is no MLS in France, and lots of these properties are in fantastic locations, with great floors plans with wonderful features (that we require of our pre-qualified properties) and the prices are below market!

Let M D G - F R A N C E match your requirements with one of these fine properties, contact us today!

M  D  G  -  F R A N C E
M  D  G - Consultants - France

Carte Professionale and TVA Siret Registered
http://mdg-consultants.com/desfees.htm
001 33 (0)6 21 21 13 55 (c)

Please visit the M D G - F R A N C E Real Estate and Investing Networks:
M D G - P A R I S: http://realestate.meetup.com/216
M D G - N I C E/COTE D'AZUR: http://realestate.meetup.com/298
M D G - FRENCH ATLANTIC COAST: http://realestate.meetup.com/299
M D G - NORMANDY: http://realestate.meetup/com/301

Converting US funds to Euro?
http://hifx.com (mention M D G - F R A N C E)

We're Expanding!

Our New M D G - F R A N C E Advertising Compaign kicks-off in November 2006!

See photo gallery for PREVIEW!

“Delusions about Buying an Apartment in Paris?”

M D G – F R A N C E

Real Estate Update: Fall 2006

While the new Branly Museum that has recently opened in the 7^th Arrondisement may have provoked some tough reviews, there is one aspect of this new world class attraction that has received unanimous recognition: Chirac’s incorrigible urge to splurge to glorify his presidency  has provided yet another reason for the savvy real estate investor to put Paris at the top of the list.

   Before feeling too left out, if you are reading this and haven’t yet invested in Paris (or France), it may prove worthwhile for those in the market for an apartment to buy here (even the most penny-pinching of you) to work out how much money we can actually waste- not through extravagance like the Branly Museum, but by the deceptively false ‘feel-good’ practices that locals employ on foreigners when buying property here.

   For example, take the idea of trying to buy during slow months of the year, a great way to find bargains? Yet in reality, a time when many normally wise real estate investors lose their grip on what is a good price for an apartment. Thinking that because it’s winter/raining/after the new year/after the school year/after the vacation/after the elections/after the dollar rises, etc…agents end up telling buyers, it would be madness to let someone else buy this “one-of- a kind” apartment.

   “It’s very rare that an apartment that was purchased with this crystal ball price analysis turns out to be a good long-term purchase,” says Philip Gordon, owner of the apartment search and acquisition consultancy, M D G – F R A N C E, based in Paris (with networks also in Nice/ Cote D’Azur, Bordeaux and Normandie). “During these periods, real estate agents (Immobiliers) give the impression that inventory is limited, so psychologically buyers tend to make offers recklessly.”

   The result is often similar to the

Branly

Museum

, a hefty sales price and perhaps too ‘overdone’ and in many ways, not exactly what you were hoping for.

   Other false conceptions that can lead to serious losses of your money-for example, when potential apartment owners try to save with ‘do-it-yourself’ property searches, inspections, negotiations and financing. On paper, this is a canny strategy; but for the uninitiated, not only can the unexpected bank fees, notaire charges and syndic payments become major cost line items, but without the requisite expertise, many people end up paying thousands of euros more than is necessary.

    Philip Gordon, a professional real estate intermediare (Carte Liberale) with more than 30 years experience, regularly hears about buyers who overpaid for apartments, services and financing. “People try to do a little more than they are capable of,” he said, “It generally means the system here ends up costing them more.” Damage to the client’s pride and finances is a recurrent theme for Gordon when rectifying do-it-yourself search, negotiation and financing disasters.

   “I see it more and more, they always seem angry, frustrated and appear embarrassed that the situation about the “perfect apartment” has gone differently for them.”

    Another example, many people try to cut back on search fees by looking on their own (there is no MLS in

France

) and then invariably spend more time and effort looking at and trying to find less than suitable apartments that the typical Immobilier shows them in their limited portfolio of apartments. “M D G – F R A N C E has a neighborhood-by-neighborhood network (throughout Paris and France) of agencies that work exclusively with us (they know we bring them qualified buyers who are ready to purchase)” he says, “in most cases, when we can put out the buyers requirements (size, budget, etc) to our network, in a specified area, it takes just one day and we will have lined-up and pre-qualified ten to fifteen possible properties, your typical agency just doesn’t have access to that kind of information.”

   What is it that makes normally rational, financially savvy people make these kind of financial decisions?

Some enter the market with an over-confidence that stems from experiences in their own country and the illusion that the same approach will work here in

France

. “People come here thinking about all the gains they have made somewhere else, in a different system, and neglect the fact that here it is completely different culture, language, law and market and there is a lot more to the details in navigating the process,” says Gordon.

   The question is…is there another way to approach investing in Paris and France, and find real  and lasting property bargains?

   Gordon answers it this way: “The key to purchasing here in France is preparation and following a fairly explicit critical path to acquisition…getting your requirements and needs defined early on…your financing with a French financial institution (if you are seeking a mortgage) in place prior to your first offer…and having the patience to wait until the right property is presented to you, or even a property that might have been on the market for a few months (it’s possible, although most desirable apartments go reasonably fast)…an experienced professional would have the capability to track this for you…M D G – F R A N C E ensures that you are not seduced along the way.”

    In general, some simple rules apply to buying apartments in

France

. It is not necessary to be held hostage psychologically by any one property or agency…there are plenty of great opportunities available. Before you get started ask someone like M D G – F R A N C E to give you an estimate of exactly what kinds of costs, fees and effort is required. Make a list of what parts of the process (search, inspection, appointments, negotiation, arranging the notaire, financing, renovations (Gordon emphasizes the key difference in his firm is the vast amount of architectural backgrounds of the principals), rental management, etc) you think you might be able to handle, or, whether you might save money by letting a consultant provide the service.

   Finally, as a rule of thumb: if you are not an expert in a particular field associated with buying property overseas and do not have the time to become one, it is usually well worth shelling out for the savings in the long run. (less running around looking at properties that don’t meet your criteria, lower sales prices, less funds place in escrow for deposits, better terms, interest rates and lower bank fees, reduced settlement charges, experienced renovations, etc…)

   Quick, impulse selections can become nagging projects with hidden expenses in the long run if you don’t know what you are doing and have done your research properly.

   And if you still cannot find a reason to approach your property purchase here in Paris or France with an intermediare firm such as M D G – F R A N C E, at least remember the time-honored proverb: When spending money always invest in good shoes and a good bed- because when you’re not in one you’re in another. Chirac would surely agree.

***Thinking about an Apartment? Real Estate Partnership*** Paris, France

1,5 KE, 6th, 100m2, 2 BDR/2 BA, 5th and last floor w/lift, renovated, views, best area! 6th, Rue de Seine, Metro Mabillon

Location, Location, Location…one of a kind and it won’t last long!

Located on one of the finest addresses in the Latin Quarter/6^th: Rue de Seine with views of

Louvre

Museum

and Notre Dame Cathedral! Beautiful building/lobby/entrance, top floor with elevator and just completely renovated, new everything! All it needs is the specifications for your very own custom-designed American-sized open kitchen (negotiable).

Features of this exclusive apartment include: new hardwood floors throughout, two fireplaces, great light (east/south exposure), two bedrooms  (one with fireplace and it’s own full-size bathroom with jacuzzi and skylight), both bathrooms have new top-of-the-line fixtures and marble tile, recessed lighting throughout, new electrical, mechanical and plumbing systems, viewing balconies at each window, 100m2, high ceilings, new entrance hallway and doors, high ceilings, all done tastefully finished with contemporary and ‘olde world’ character.

Steps to the finest shops, cafes, restaurants, gardens, museums and historic sites throughout the

Latin Quarter

, on the doorstep of the famous Ecole des Beaux Arts…

This property can be purchased for: 1,500,000.00 Euro

Serious inquiries, principals only:

M D G – F R A N C E

“There is only one

France

”

Paris

: 033 (0) 6 21 21 13 55

San Francisco

: 415 690 6621

M D G – F R A N C E announces annual contribution to the non-profit: ZODIAC FOUNDATION

M D G – F R A N C E announces an annual contribution (to be determined at the conclusion of each Fiscal Year) to the Non- Profit Organization:

THE ZODIAC FOUNDATION

THE ZODIAC FOUNDATION is a non-profit, endowment organization, whose mission is to administer the delivery of funds received from M D G – F R A N C E (and others) annually to worthwhile organizations both in

France

and the

United States

.

Funds will be contributed by M D G – F R A N C E in the name of the client, sponsor, or investor for the purposes as deemed desirable by the respective charity and non-profit organizations identified each year, for: operating capital,  research and grants, public education programs, and housing assistance projects.

The Zodiac Foundation, working in conjunction with M D G – F R A N C E, has currently identified the following Non-Profit Organizations to received funds for the Fiscal Year ending in 2006.

United States

:  Habitat for Humanity

France

:  La Fondation de l’Abbe

Pierre

M D G – F R A N C E contributions are scheduled for January, 2007, on behalf of the generosity of the following clients, sponsors and investors, including:

Mr. Gary Dwyer and Mr. Eric Dwyer

Mr. Don Marion and Ms. Stacey Jones

Mr. and Mrs. Lisa and Hugh Bromma

Dr. James Romano

Mr. Joseph Burke and Ms. Ingrid Kessler

Mr. Wally August

Mr. David Huggins

Ms. Anne Lyse Geneix/Benneton

Mr. Joel Weber

Mr. and Mrs. Stuart Kirkland

Paris

American

Academy

Barclays Bank

HIFX.com

M D G – F R A N C E looks forward to future clients, sponsors and investors becoming part of this important aspect of the mission statement for M D G – F R A N C E.

Questions and information regarding this program can be addressed to:

TheZodiacProject@aol.com

M D G - F R A N C E