M D G - F R A N C E

Looking for a Mortgage for your new Paris Apartment? Need Insurance after the close? "there IS a difference in our services"

If you are now in the process of looking for a mortgage that you have just purchased here in Paris, perhaps you may be interested in contacting M D G - P A R I S to see if we can get you a better (lower) rate from a few of the banks that we work with here in Paris. Since we've been working with our contacts for a number of years we can save you significantly on bank fees and processing time in getting you your new loan.

We work in confidence on your behalf and represent clients seeking mortgage assistance with their purchase. We have on-going relationships with the following banks:

Barclays

Societe Generale

Credit Mutuel

BNP

In addition, we can also provide preferred customer pricing from insurance for your new apartment after the close. We have excellent relationships with many of the leading, reputable Insurance companies including:

AXA Insurance: France.

One of our recent clients wrote us recently saying:

Philip ... thank you for all of your help today.  If any of your prospective clients need a recommendation on your services, please feel free to have them call me for a positive recommendation.
 
In regards to the apartment insurance...(edited)
   
Phiip ... thanks again and we are looking forward to having you over to the new apartment for dinner and some great wines.  Many thanks ... Don and Stacey

Let us see how we can help you with your purchase..."there IS a difference in our services".
 

M D G - P A R I S
MDG-Consultants-Paris

www.mdg-consultants.com
mdgparis@aol.com

001 33 (0)6 21 21 13 55

"There is only one Paris!"

Join the Paris Real Estate and Investing Network:
http://realestate.meetup.com/216

Real Estate Updates:
http://mdgparis.typepad.com/mdgparis/

Converting US funds to Euro?
http://hifx.com (and mention MDG Paris)


 
 
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Paris: A Superstar Real Estate City?

A Myth or Reality?*** (Paris Area)

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Reply to: mdgparis@aol.com

***A Superstar Real Estate City? A Myth or Reality?***

(Paris Real Estate Analysis (Updated May 1, 2006)

MDG Consultants-Paris
www.mdg-consultants.com
001 33 (0)6 21 21 13 55

In the year 2000, if you had bought an apartment in any of the top appreciating Paris Arrondissements, such as the 5th, 6th, 7th, 3rd or 4th, for example, your initial investment would have increased in value an average of 74%.

It's no wonder that economic experts from such "think tank" schools such as Columbia University and Wharton School, have called Paris one of the "Superstar Cities"; places so desirable that they not only are they NOT headed for a correction in prices, but also can sustain "ever increasing" prices compared with less-sought-after cities.

Yale economist Robert Shiller, who has become famous for predicting the stock market rise and fall, has presented an argument that is more based on herd mentality than on common sense.

Shiller, as well as other "experts" have applied the same thinking to global real estate prices and argue that the phenomenal increases of recent years-especially in places like New York, San Francisco, Sydney, London and Paris.

Their shortfall is simple, "There is only one Paris!".

Cities change over time; neighborhoods fall out of favor, and new ones come into vogue. However, Paris will always command the world attention and the spotlight on the European Stage due to the massive scale of the plan intitiated during the late 1800's and early 1900's by Baron Von Haussmann which set the course for the city's development and infrastructure. It became the keystone for what is now termed the "constant quality index" that has been prevelant in Paris since the inception of this plan and is causing the real estate prices to continue to rise. In other words, where everyone who has bought property in Paris over the last five years has seen their investment value soar!

Paris is a first tier city, with very little market votality as compared with other "star" cities, and second tier European cities. France has a turbulent history which makes first impressions and the aspect of dealing with the preception of the bureaucracy seem overwhelming. However, the french have found their way over the last ten years to capitalize on the strategic location on this showcase city. With dramatic incentives to foriegn investors and attractive interest rates (as low as 3.5%) from French lending institutions.

Buyers and money are pouring in, with savy investors seeking choice properties in perfect condition as well as speculators who are not afraid of taking on renovation projects and longer view on the returns.

MDG Consultants-Paris is a real estate services consultancy, comprised of professionals in the fields of architecture, interior design, planning and financing and is committed to offering our clients the best services in the market for search, analyzing, negotiation, acquistion and financing properties in Paris.

For information on how we can assist you with finding the Paris Apartment that fits your specific location, size and budget criteria, we invite your inquiries:

MDG Consultants-Paris
www.mdg-consultants.com
mdgparis@aol.com
001 33 06 21 21 13 55
"There is only one Paris!"

MDG Paris: MDG Consultants-Paris

MDG Consultants-Paris “Relocating? Buying? Selling? Renting in Paris?…need Representation?” “There is only one Paris!” Property Consultation and Search Services Many people don't have the time nor the resources to look for their own little piece of France, especially if they're located in the States or other foreign country. Our office offers a consultation and property search service that will help you find the perfect property and save you valuable time, as well as provide very important guidance to insure you make the right purchase. We're equipped to assist you with every aspect of purchasing...from locating the property, to setting up your contract-signing, getting a mortgage, helping you set-up utilities, or, do a renovation and then rent the property on a short or long-term basis. SOLUTION #1: MDG Consultants-Paris PROPERTY CONSULTATION SERVICES Our comprehensive search service saves you time, effort and money. With nearly 4,000 rental agencies in Paris alone, finding a property can be a difficult task without a Multiple Listing Service (MLS), which doesn’t exist in France. To find a property on your own would require visits to dozens of agencies and mining through hundreds of listings in one neighborhood alone. We do all this for you and call upon the valuable relationships we’ve built over the years to ferret out the finest properties. Initial Consultation: We’re your resource in France to help you find the property that meets your needs and desires. It all begins with a one-on-one consultation, by phone or in person, in which we work with you to determine your objectives and parameters for a purchase in France. Property Search: After the initial consultation, we search, source and screen the properties based on the parameters we’ve defined together. In Paris, we schedule and accompany you on site visits. Clients seeking properties outside Paris can request that we accompany them at the expense of the client for accommodations, travel and meals. As part of our service, we provide a detailed analysis of the properties, including price, price relative to market valuations, real estate and property taxes, monthly charges, property descriptions and photos. We can also arrange meetings with professionals who may be called in to assist in the purchase decision. Property Purchase: It doesn’t end here...once we’ve found the property of your dreams, we manage the entire process through to closing. We schedule and attend meetings with the Notaire, who prepares and ensures the validity of all documents. We schedule the signing of the preliminary purchase agreement (Compromis de Vente or Promesse de Vente). Note that at this time you must provide a deposit of 10% held in escrow by the Notaire. French law gives you a period of seven days to reconsider your decision. Should you decide to withdraw from the purchase, your deposit is refunded.) There is a two-to-three month period till closing. On the day of closing, the Notaire will retain the deed of sale on the property and then it is registered with the Bureau des Hypothèques. At this time, no other person has any rights to this property. Notaire fees of approximately 7% are paid at this time. SOLUTION #2: OBTAINING A MORTGAGE MDG Consultants-Paris Search Clients: If you have obtained your property through our property consultation search services, we provide this service at no cost to you. We will connect you with the lenders specifically adept at transacting business with non-French residents. We will walk you through the pre-qualification process, schedule meetings with potential lenders and facilitate the provision of the loan applications. We can assist you in getting the best rate and financing package that meets your needs, and coordinate the provision of documents necessary to meet the deadlines of the contingency clauses. SOLUTION #3: PURCHASE ASSISTANCE (NON-SEARCH CLIENTS) If you've found a property on your own or through another source, we can also assist you in the purchase process. Our Purchase Assistance Package, includes representation at meetings with the Notaire in signing the Promesse or Compromis de Vente, confirmation that all the necessary diagnostics have been performed on the property, confirmation that the surface (in square meters) has been certified by a third party and provision of contacts regarding placement of property insurance necessary for the final signature. We can also assist in providing a Nnotaire to administer the transaction on your behalf. The Purchase Assistance Package includes 10 hours of work performed, which represents a savings of 20% off our hourly rate. Any work performed in excess of the 10 hours will be billed at the per hour rate. SOLUTION #4: PROPERTY APPRAISAL SERVICE If you think you've find the right property, but are not sure if your getting the most value for your money, we provide a service that will assist you in making an informed decision regarding your purchase before you make an offer. We can perform an appraisal of the property and provide you with a proper valuation, including recent comparables of similar apartments, based upon size, location and amenities. SOLUTION #5: THE "APRÈS VENTE" After the sale, we can continue to help you settle into your new home. Welcome Package: We can assist you in opening a French bank account and coordinate the activation of the utilities in your home or apartment, including cable TV, Internet, telephone, gas and electricity. We can provide you with a list of qualified moving and shipping providers, insurance companies and assist you in coordinating your move and placement of your homeowner’s insurance. Additional Services: We also provide other services such as replacement of locks and keys, coordination of rental property management providers, attend homeowner’s association meetings on your behalf and employ housekeeping services. SOLUTION #6: RENOVATION AND INTERIORS Whether there are minor repairs or major renovations to be performed, we are your partner on the ground in France. Renovations – Phase I: We can assist you in obtaining a minimum of two bids from qualified professionals based upon defining the specifications with you. We will advise you on which modifications, such as kitchen or bath renovations, will provide you with the best return on your investment. Renovations – Phase II: Once you have selected a plan for renovation, we can oversee every aspect of the project management. We will provide you with weekly updates, including status reports and photos. We can also coordinate payments if you have financed the renovation project through a lender. Interiors and Decoration: We can assist you in finding a qualified interior decorator based upon your parameters, or, you can contract directly with one of MDG Consultants-Paris Designers. (your choice) We can also provide project management services and weekly updates on the status of the project. FEES AND COMMISSIONS Property Search Consultation: Initial Consultation: $415 (0r 345 Euro) Paid in Advance Property Search: $1,000 Less Consultation Fee Property Purchase: 2% Commission of Total Purchase Price of Property Less Consultation and Search Fees Obtaining a Mortgage: Property Search Clients: No Charge Non-Search Clients: $500 Paid in Advance Applied Toward 1% Commission of Mortgage Amount Purchase Assistance: $1,000 Paid in Advance, includes 10 hours, thereafter billed at hourly rate. Property Appraisal: $250 Paid in Advance, applied toward other services should you choose to engage us further. Après Vente: (After the Sale) Welcome Package: $750 Paid in Advance Renovations and Interiors: Renovation – Phase I: $1,000 Paid in Advance Renovation – Phase II: 10% of Project Costs Less Phase I Interiors: $1,000 Paid in Advance Applied Toward 10% of Project Costs Additional Services: $125 per Hour. International Purchase, Financing and Leasing Specialists 54 Rue de Seine Paris, France 75006 Paris Cell: 001 33 (0)6 21 21 13 55 www.mdg-consultants.com Email: mdgparis@aol.com